There are two Social Security Disability Benefits.
SSDI is a federal Social Security disability insurance program designed for individuals who have worked enough to earn sufficient "work credits". Under this program monthly payments are based on the individual’s earning record, which is on file with the Social Security Administration.
SSI is a federal financial assistance program which provides monthly payments to individuals who have either never worked or have insufficient credits on their earnings record to qualify for SSDI. Recipients are typically required to have limited financial resources and assets that do not exceed $2,000.00.
Some people may qualify to receive both SSI and SSDI. This will be determined by the social security administration once you have applied.
Your monthly benefits income will vary for both programs.
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Social security disability benefits are administered by the social security administration and the disability qualifications are the same for both.
In order to qualify when applying for social security benefits, SSI or SSDI, an individual must have a disability, which is an impairment or a combination of impairments that is expected to last a continuous period of 12 months or longer or that is expected to result in death.
Before you apply for disability please read applying for social security disability benefits to improve your chances of getting approved and to apply online or get social security disability forms.
Most people living on social security feel that if they work, they will lose their benefits. This is simply not true.
You can work and you can keep your benefits. However, there are limits to the amount of income you can make. The amount of money you are permitted to make is called SGA (substantial gainful activity).
SGA amounts are different for SSI and SSDI. There are also special rules for the blind or if you are a student. It is important to read the section that applies to you whether you are on SSI or SSDI.
The social security
administration even has employment supports to help you get back to work without
losing your benefits.
To learn more see:
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